William A. Schneider

Bill Schneider is a Partner in the Boston office of Morrison Mahoney LLP, and focuses his practice on first-party insurance matters. He has extensive coverage experience, including policy drafting, policy interpretation, and the general representation of insurance companies in a variety of matters across several lines of coverage.

Bill regularly handles matters involving commercial property policies, homeowners policies, inland marine policies, crime policies, fidelity bonds, farm policies, equipment breakdown policies, boat and yacht policies, builders risk policies and pollution liability policies. Bill represents insurers in both state and Federal courts, arbitration, appraisal, reference, and other non-judicial proceedings required by the policy or applicable law. He provides advice and counsel to first-party insurers in the investigation and adjustment of complex first-party claims that involve fraud, valuation issues and coverage. Bill sits as an appraiser and referee in disputes over loss measurement.

Examples of his experience include the following:

  • Litigated application of pollution exclusion to contamination of the insured's retail premises by lead dust during building renovations.
  • Defense verdict in $6.8 million dollar product contamination loss following trial in Richmond, Virginia, which was upheld by the Virginia Supreme Court.
  • Served as coverage and settlement counsel on significant CAT builder's risk claim involving $64,000,000 demand and over 200 separate occurrences.
  • Defeated insured's claim to compel payment of public adjuster fees as an Extra Expense under the Commercial Building and Personal Property Coverage Form.
  • Successfully defended claim for damaged computer software based on lack of physical injury to tangible property.
  • Handled claims that involved failure of insureds to give timely notice of water intrusion at large condominium complexes in Boston.
  • Defeated insured's bad faith claim based on Reference Award that exceeded last offer by company on summary judgment.
  • Applied faulty workmanship exclusion in claims for significant water and mold damage in residential and commercial premises.
  • Tried insurer's election of repair versus replacement in context of $5.75 million dollar equipment breakdown loss.
  • Successfully invoked broad evidence rule under ACV policy issued on vacant building damaged by water and mold to obtain favorable appraisal result.
  • Conducted examinations under oath that resulted in abandonment of claims and referrals to Insurance Fraud Bureau.
  • Litigated known loss defense based on property contamination that pre-existed inception of claims-made pollution liability policy.
  • Managed a variety of complex business interruption claims, including claims with international businesses and contingent business income losses.


Bill is admitted to practice in the Commonwealth of Massachusetts, the United States District Court in Massachusetts and the United States Court of Appeals for the First Circuit. He has appeared pro hoc vice in New Hampshire, Maine, Rhode Island, Connecticut, New York, New Jersey, Pennsylvania, Virginia and South Carolina, and regularly advises insurer in loss adjustments and claims throughout the New England region.

He has published several articles and monographs regarding a wide variety of legal issues confronting the insurance and risk management industries. Bill is a member of the Massachusetts Bar Association and the Defense Research Institute, where he belongs to the Insurance Law Committee. He also is a member of the Insurance Law Steering Committee of the American Law Firm Association, and has served on the faculty of the Property Loss Research Bureau and first party Claims Conference. Most recently Bill became a member of the Loss Executives Association.

Bill was recognized by Boston Magazine as a Rising Star in 2007, 2008, 2009, and as a Super Lawyer from 2010 to 2013.

Bill graduated cum laude from Suffolk University Law School in Boston where he published articles for the Law Review and Transnational Law Review. He is a cum laude graduate from the University of Massachusetts in Amherst. He received the Chartered Property Casualty Underwriter (CPCU) designation in 2004, and sat on the Board of Directors of the Boston Chapter from 2005 to 2011.

Reported decisions:

Schubert v. Nissan Motor Corp., 148 F.3d 25 (1st Cir. 1998)
Metropolitan Property. & Casualty Ins. Co. v. Vilner., 324 F.3d 20 (1st Cir. 2003)
Wilkinson v. Commerce Ins. Co., 447 Mass. 663 (2006)
OneBeacon Am. Ins. Co. v. Travelers Indem. Co., 465 F.3d 38 (1st Cir. 2006)
Aridas, ex rel Estate of Inman v. Royal Ins. Co., 462 F.Supp.2d 76 (D. Me. 2006)
Supeno v. Equity Office Properties Mgmt., LLC., 70 Mass. App. Ct. 470 (2007)
Cytosol Laboratories, Inc. v. Federal Ins. Co., 536 F.Supp.2d 80 (D. Mass. 2008)
MacDonald & Evans, Inc. v. Utica Mut. Ins. Co., 578 F.Supp.2d 222 (D. Mass. 2008)
Fire Insurance Co. v. Alexander Pring-Wilson, 778 F.Supp.2d 116 (D. Mass. 2011)
Fire Insurance Co. v. Alexander Pring-Wilson, 831 F.Supp.2d 493 (D. Mass. 2011)
French King Realty, Inc. v. Interstate Fire and Cas. Co., 79 Mass. App. Ct. 953 (2011)
PBM Nutritionals v. Lexington Ins. Co., 724 S.E.2d 707 (Va. 2012)
Biochemics, Inc. v. Axis Reinsurance Co., --- F.Supp.2d ----, 2013 WL 4011123
Central Mut. Ins. Co. v. True Plastics, Inc., 84 Mass. App. Ct. 17 (2013)


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